What Factors Affect the Value of a Car Accident Claim?

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An insurance company considers many things before it decides how much a car accident claim is worth. If you were hurt in an accident, you should make sure that you are making the most convincing claim possible, one backed by evidence that shows how you have suffered at the hands of a negligent driver. A Prince George’s County car accident lawyer from our firm may be able to help you with that.

What Can Help Me Bolster a Car Accident Claim?

A few things can help you strengthen your car accident case and show why you deserve a fair compensation offer. An insurance company will look at:

  • Medical expenses
  • The length and difficulty of the recovery process
  • Whether or not your injuries will disable or disfigure you
  • Whether you will need continued treatments
  • The psychological effect the accident has had on you
  • Testimony from medical professionals about your prognosis, injuries, and mental health

The more difficulties someone faces after an accident, the more valuable their car accident claim is likely to be.

What Can Reduce the Value of My Car Accident Claim?

The value of a car accident claim can decrease if you contributed to the accident though. Maryland does allow drivers to sue for damages even if they were partly at fault. They just cannot get their full compensation.

Maybe you and the other driver both contributed to the accident. The other driver was 80% to blame and you were 20% to blame, and then your car accident claim is valued at $20,000. You lose 20% of that, matching your level of fault, and receive $16,000.

Can I Sue for Wrongful Death Damages?

If your loved one passes away in an accident, you can sue for wrongful death damages. The calculation of a settlement can change a bit here. The insurance company is likely to consider:

  • Your loved one’s final medical expenses
  • Their financial contribution to your household
  • Funeral and burial expenses
  • The emotional trauma caused by the loss of your loved one

Negligent drivers need to be held accountable when they cause deadly car accidents.

Do I Need to Hire a Personal Injury Attorney?

You are not required to hire a lawyer, but an experienced attorney can do a lot to help you with your case. Your attorney can:

  • File your case before the statute of limitations expires
  • Gather the evidence needed to build your case
  • Defend you from accusations of fault or wrongdoing
  • Handle all communications on your behalf

Meet With Our Legal Team

When you are ready to make a car accident claim, make sure that you have an experienced personal injury attorney on your side. Contact McCarthy, Winkelman, Mester & Offutt, L.L.P. and ask to schedule your free consultation. We look forward to learning more about your case.


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