Being struck by another vehicle is awful, but when the driver just speeds off and leaves you stranded? That’s a whole different level of terrible. Here in Maryland, that’s what we call a hit-and-run. Knowing what steps to take next is crucial, not only for your physical well-being but also for safeguarding your rights and making sure you can recover compensation for your damages. That’s where connecting with a seasoned Prince George’s County Car Accident Lawyer right away becomes vital.
Is Leaving the Scene of an Accident Illegal in Maryland?
First and foremost, it is crucial to understand that under Maryland law, if you are involved in a car accident, even if it is just property damage, or worse, someone gets hurt, the driver has to stop. They need to stick around, exchange information, and if someone is injured, they must provide assistance (like calling 911). If they bail? That’s a criminal offense, usually referred to as a “hit-and-run” or “leaving the scene.” The severity of the charge depends on the unique circumstances of the crash:
- Just property damage
- Injury
- Serious bodily injury
- Death
Essentially, the worse the outcome, the harsher the penalties get. But here is the silver lining for you: just because the other driver took off, you absolutely still have the right to pursue the justice you deserve.
Why Do Drivers Flee?
Drivers take off for all kinds of reasons, including intoxication, operating a vehicle without a license or valid insurance, or already being in hot water with the law. In some cases, they just freak out and make a bonehead move. But none of that excuses them for not sticking around. From your end, the key is just recording that they split and then taking steps to safeguard your claim, no matter if the police ever track them down or not.
How Does Insurance Work When the Other Driver Fled the Scene?
If you are involved in a hit-and-run, your auto policy’s Personal Injury Protection (PIP) ormedical payments (MedPay) coverage may cover medical bills, some lost wages, and out-of-pocket costs, regardless of fault. Check your policy for these first-party benefits.
If the driver is not found, Maryland law considers them uninsured. Most policies include Uninsured Motorist (UM) coverage, allowing you to seek compensation for pain and suffering, additional medical costs, full lost wages, and permanent impairment. However, a UM claim is against your own insurer, which may be adversarial, often requiring legal representation.
If the hit-and-run driver is tracked down and insured, you can pursue a third-party claim against their liability insurance and potentially your own underinsured motorist (UIM) coverage if their limits are insufficient. It should be noted that your civil claim for damages is a separate legal action from any criminal charges the driver may face and proceeds independently.
Despite the other driver fleeing the scene, you still have options. By taking the appropriate steps and securing the right to support, you can still pursue a fair recovery. Contact an attorney at McCarthy, Winkelman, & Mester, L.L.P. today to schedule a consultation.
