How do insurance companies determine fault in a car accident in Maryland?

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When an auto accident occurs, you may sustain a variety of different injuries. Following an accident, it can be challenging to recall the details leading up to the accident. This makes it difficult to determine who was at fault for the crash. In Maryland, if you are injured as a direct result of another party’s negligent actions, you are entitled to pursue legal action to seek monetary compensation for your damages. Unfortunately, many accidents are caused by driver error and negligence. However, victims of accidents are often overwhelmed by the events of an accident and they cannot recount pertinent details that could help determine fault. In the unfortunate event that you have been injured in a car accident, please don’t hesitate to reach out to a determined Prince George’s County Car Accident Lawyer who can help you navigate your legal options. In addition, please continue to follow along to learn how insurance companies determine fault after a collision. 

What factors do insurance companies evaluate to determine fault in a car accident in Maryland?

After a car accident, insurance adjusters evaluate the circumstances of the accident to determine who was negligent. Essentially, the insurance company will send an adjuster to assess the facts of the crash to determine which party is at fault. To evaluate the circumstances of the accident an adjuster will review the accident report, obtain any photos of the reported damages, and conduct interviews with each party involved and any witnesses. After they have evaluated all of the facts of the accident, they will determine who was at fault for the collision.

Should I speak with an insurance adjuster?

Following a car accident, you should be aware of insurance adjusters. An insurance adjuster works on behalf of insurance companies. Their purpose is to investigate the facts of an accident to help determine fault. In addition, they will try to minimize the costs the insurance company they work for has to pay. They do so by approaching victims quickly after the accident, offering them lowball settlements before they’ve had a chance to fully understand how much their damages may be worth. Adjusters will conduct an interview and ask numerous questions about the accident and the injuries you claim to have sustained. Anything you say to an adjuster can be flipped and used against you in an attempt to discredit your claim. An adjuster may seem sympathetic, however, they are not on your side. An adjuster will try to minimize the severity of your injuries. After an accident, you should refrain from speaking to an insurance adjuster until after you’ve consulted an experienced lawyer.

If you or a loved one have been injured in a car accident, it is imperative to obtain the right legal counsel. Our firm is committed to helping our clients seek monetary compensation for their damages. Allow our determined team members to fight on your behalf today!



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